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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,450 | $177,353-29.8% | $158,226-21.3% | $198,609-37.3% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 8.82% | 599.50%-590.7pp | 501.41%-492.6pp | 202.70%-193.9pp |
| Employer contribution / active EE | $3,142 | $3,239-3.0% | $2,986+5.2% | $5,055-37.9% |
| Participant deferral / active EE | $14,418 | $4,615+212.4% | $4,317+234.0% | $6,977+106.7% |
| Admin fee / account holder | $1,325 | $10,960-87.9% | $10,217-87.0% | $19,030-93.0% |