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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,187 | $45,123-19.8% | $85,240-57.5% | $74,478-51.4% |
| Participation rate | 14.8% | 49.4%-34.5pp | 67.5%-52.7pp | 67.2%-52.4pp |
| Annual return | 14.43% | 26.32%-11.9pp | 66.75%-52.3pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $480 | $1,459-67.1% | $2,735-82.5% | $2,626-81.7% |
| Participant deferral / active EE | $966 | $2,736-64.7% | $4,527-78.7% | $4,350-77.8% |
| Admin fee / account holder | $2,324 | $2,215+4.9% | $6,165-62.3% | $1,946+19.4% |