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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,442 | $162,136-41.1% | $152,301-37.3% | $154,746-38.3% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 27.57% | 91.02%-63.5pp | 80.50%-52.9pp | 172.34%-144.8pp |
| Employer contribution / active EE | $3,777 | $4,890-22.8% | $4,624-18.3% | $4,379-13.7% |
| Participant deferral / active EE | $10,186 | $8,341+22.1% | $8,004+27.3% | $6,730+51.3% |
| Admin fee / account holder | $12,342 | $15,759-21.7% | $14,398-14.3% | $14,365-14.1% |