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Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,901 | $110,379-88.3% | $102,412-87.4% | $145,884-91.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.46% | 24.84%-13.4pp | 24.94%-13.5pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,045 | $4,216-75.2% | $3,870-73.0% | $4,662-77.6% |
| Participant deferral / active EE | $1,227 | $5,622-78.2% | $5,060-75.8% | $6,690-81.7% |
| Admin fee / account holder | $41 | $9,745-99.6% | $8,388-99.5% | $13,392-99.7% |