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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,672 | $86,922-6.0% | $102,438-20.3% | $80,874+1.0% |
| Participation rate | 72.4% | 72.4%0pp | 76.5%-4.1pp | 67.6%+4.8pp |
| Annual return | 11.73% | 18.90%-7.2pp | 29.37%-17.6pp | 35.62%-23.9pp |
| Employer contribution / active EE | $3,350 | $2,369+41.4% | $3,024+10.8% | $2,756+21.6% |
| Participant deferral / active EE | $6,396 | $4,119+55.3% | $5,054+26.6% | $4,297+48.8% |
| Admin fee / account holder | $2,880 | $8,050-64.2% | $9,448-69.5% | $6,935-58.5% |