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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,734 | $112,729+20.4% | $98,716+37.5% | $137,256-1.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 15.55% | 38.48%-22.9pp | 31.81%-16.3pp | 220.34%-204.8pp |
| Employer contribution / active EE | $11,057 | $2,725+305.7% | $2,279+385.3% | $4,156+166.1% |
| Participant deferral / active EE | $6,200 | $4,640+33.6% | $4,048+53.2% | $6,407-3.2% |
| Admin fee / account holder | $837 | $10,129-91.7% | $8,703-90.4% | $12,270-93.2% |