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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,778 | $100,970-44.8% | $96,576-42.2% | $137,256-59.4% |
| Participation rate | 81.8% | 82.6%-0.8pp | 81.4%+0.4pp | 80.0%+1.9pp |
| Annual return | 16.44% | 38.16%-21.7pp | 38.47%-22.0pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,161 | $3,809-69.5% | $3,553-67.3% | $4,156-72.1% |
| Participant deferral / active EE | $3,377 | $8,286-59.2% | $7,956-57.6% | $6,407-47.3% |
| Admin fee / account holder | $429 | $11,312-96.2% | $11,381-96.2% | $12,270-96.5% |