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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,889 | $100,139+61.7% | $85,187+90.0% | $145,884+11.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.78% | 84.15%-74.4pp | 66.67%-56.9pp | 551.85%-542.1pp |
| Employer contribution / active EE | $1,068 | $3,238-67.0% | $2,732-60.9% | $4,662-77.1% |
| Participant deferral / active EE | $5,834 | $5,296+10.2% | $4,525+28.9% | $6,690-12.8% |
| Admin fee / account holder | $5,325 | $7,262-26.7% | $6,162-13.6% | $13,392-60.2% |