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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,686 | $88,778-68.8% | $81,844-66.2% | $145,884-81.0% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 8.53% | 1033.03%-1024.5pp | 778.87%-770.3pp | 551.85%-543.3pp |
| Employer contribution / active EE | $1,255 | $3,087-59.3% | $2,916-57.0% | $4,662-73.1% |
| Participant deferral / active EE | $6,485 | $4,648+39.5% | $4,323+50.0% | $6,690-3.1% |
| Admin fee / account holder | $409 | $8,430-95.2% | $7,355-94.4% | $13,392-96.9% |