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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,428 | $154,228+98.0% | $145,433+110.0% | $137,256+122.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.79% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $33,750 | $4,804+602.5% | $4,554+641.0% | $4,156+712.1% |
| Participant deferral / active EE | $19,750 | $8,216+140.4% | $7,897+150.1% | $6,407+208.3% |
| Admin fee / account holder | $990 | $14,344-93.1% | $13,129-92.5% | $12,270-91.9% |