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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,753 | $61,787+84.1% | $97,197+17.0% | $80,925+40.6% |
| Participation rate | 94.0% | 63.5%+30.5pp | 72.7%+21.3pp | 67.7%+26.3pp |
| Annual return | 16.10% | -558.16%+574.3pp | 75.47%-59.4pp | 35.65%-19.5pp |
| Employer contribution / active EE | $5,238 | $1,836+185.3% | $2,723+92.4% | $2,756+90.0% |
| Participant deferral / active EE | $4,488 | $3,027+48.3% | $4,263+5.3% | $4,299+4.4% |
| Admin fee / account holder | $2,745 | $5,170-46.9% | $5,637-51.3% | $6,940-60.4% |