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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,866 | $55,902+130.5% | $76,030+69.5% | $80,959+59.2% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 10.15% | 20.59%-10.4pp | 361.54%-351.4pp | 35.67%-25.5pp |
| Employer contribution / active EE | $3,741 | $1,867+100.4% | $2,688+39.2% | $2,757+35.7% |
| Participant deferral / active EE | $4,929 | $3,051+61.6% | $4,257+15.8% | $4,300+14.6% |
| Admin fee / account holder | $2,177 | $5,239-58.4% | $6,421-66.1% | $6,925-68.6% |