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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,808 | $76,407-59.7% | $150,298-79.5% | $82,448-62.6% |
| Participation rate | 70.5% | 66.4%+4.1pp | 77.8%-7.3pp | 68.1%+2.4pp |
| Annual return | 15.29% | 39.99%-24.7pp | 62.79%-47.5pp | 41.64%-26.4pp |
| Employer contribution / active EE | $2,217 | $2,614-15.2% | $4,154-46.6% | $2,551-13.1% |
| Participant deferral / active EE | $1,471 | $3,214-54.2% | $5,453-73.0% | $4,139-64.5% |
| Admin fee / account holder | $6,228 | $6,352-1.9% | $14,116-55.9% | $7,234-13.9% |