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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,874 | $183,592-27.6% | $155,574-14.6% | $145,877-8.9% |
| Participation rate | 84.6% | 82.7%+1.9pp | 78.2%+6.4pp | 80.3%+4.3pp |
| Annual return | 16.01% | 61.37%-45.4pp | 64.87%-48.9pp | 551.28%-535.3pp |
| Employer contribution / active EE | $7,130 | $5,317+34.1% | $4,676+52.5% | $4,663+52.9% |
| Participant deferral / active EE | $4,810 | $6,466-25.6% | $5,629-14.5% | $6,691-28.1% |
| Admin fee / account holder | $18,774 | $19,316-2.8% | $15,914+18.0% | $13,402+40.1% |