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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,157 | $172,111-6.4% | $150,298+7.2% | $137,256+17.4% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 13.39% | 69.37%-56.0pp | 62.79%-49.4pp | 220.34%-207.0pp |
| Employer contribution / active EE | $7,653 | $4,636+65.1% | $4,154+84.2% | $4,156+84.1% |
| Participant deferral / active EE | $5,017 | $6,166-18.6% | $5,453-8.0% | $6,407-21.7% |
| Admin fee / account holder | $16,768 | $16,471+1.8% | $14,116+18.8% | $12,270+36.7% |