Retirement plan

R.O.U.S.E., RURAL PRESERVATION CORP. 403(B) PLAN

Name: R.O.U.S.E., RURAL PRESERVATION CORP. - R.O.U.S.E., RURAL PRESERVATION CORP. 403(B) PLAN (2024) Form 5500
Creator: R.O.U.S.E., RURAL PRESERVATION CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, R.O.U.S.E., RURAL PRESERVATION CORP. 403(B) PLAN, R.O.U.S.E., RURAL PRESERVATION CORP.

R.O.U.S.E., RURAL PRESERVATION CORP.EIN 14-1770461Plan #001PY 2024

99 BLOOMING GROVE DRIVE - TROY, NY 121808401518-283-3435

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$455K

+1.3% from 2023

Total participants

-10.0% from 2023

Average account balance

$56,921

-11.4% from 2023

Annual return

6.85%

-4.13 pp from 2023

Benchmarks

See 20,063 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort20,063 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$455K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$57K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$36K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7666

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$61K

$7666 / participant

Other / not subdivided$61K100.0%

% of EOY assets

13.468%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,921

$211,288-73.1%

$178,540-68.1%

$145,884-61.0%

Participation rate

87.5%

80.8%+6.7pp

77.1%+10.4pp

80.3%+7.2pp

Annual return

6.85%

30.27%-23.4pp

27.15%-20.3pp

551.85%-545.0pp

Employer contribution / active EE

$1,522

$4,574-66.7%

$3,953-61.5%

$4,662-67.4%

Participant deferral / active EE

$2,995

$6,967-57.0%

$6,281-52.3%

$6,690-55.2%

Admin fee / account holder

$7,666

$12,105-36.7%

$10,424-26.5%

$13,392-42.8%

R.O.U.S.E., RURAL PRESERVATION CORP. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

R.O.U.S.E., RURAL PRESERVATION CORP. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion