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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,981 | $88,815-3.2% | $81,882+5.0% | $145,897-41.1% |
| Participation rate | 25.0% | 75.1%-50.1pp | 72.4%-47.4pp | 80.3%-55.3pp |
| Annual return | 14.51% | 1033.75%-1019.2pp | 779.47%-765.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $943 | $3,086-69.4% | $2,916-67.7% | $4,663-79.8% |
| Participant deferral / active EE | $4,196 | $4,647-9.7% | $4,323-2.9% | $6,689-37.3% |
| Admin fee / account holder | $8,660 | $8,434+2.7% | $7,360+17.7% | $13,390-35.3% |