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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,484 | $81,262+319.0% | $155,602+118.8% | $80,911+320.8% |
| Participation rate | 76.0% | 66.2%+9.8pp | 78.2%-2.2pp | 67.6%+8.4pp |
| Annual return | 15.49% | 33.34%-17.9pp | 64.81%-49.3pp | 35.63%-20.1pp |
| Employer contribution / active EE | $1,991 | $3,102-35.8% | $4,675-57.4% | $2,756-27.7% |
| Participant deferral / active EE | $6,567 | $3,451+90.3% | $5,629+16.7% | $4,297+52.8% |
| Admin fee / account holder | $536 | $7,992-93.3% | $15,923-96.6% | $6,935-92.3% |