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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,484 | $81,331+318.6% | $155,534+118.9% | $80,935+320.7% |
| Participation rate | 76.0% | 66.3%+9.7pp | 78.2%-2.2pp | 67.7%+8.3pp |
| Annual return | 15.49% | 33.37%-17.9pp | 64.92%-49.4pp | 35.66%-20.2pp |
| Employer contribution / active EE | $1,991 | $3,105-35.9% | $4,675-57.4% | $2,757-27.8% |
| Participant deferral / active EE | $6,567 | $3,454+90.1% | $5,630+16.6% | $4,299+52.7% |
| Admin fee / account holder | $536 | $7,999-93.3% | $15,900-96.6% | $6,924-92.3% |