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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,784 | $106,864+187.1% | $147,318+108.2% | $82,637+271.2% |
| Participation rate | 97.6% | 75.5%+22.1pp | 82.1%+15.6pp | 68.1%+29.6pp |
| Annual return | 17.49% | 27.49%-10.0pp | 70.43%-52.9pp | 53.51%-36.0pp |
| Employer contribution / active EE | $16,661 | $3,417+387.6% | $4,593+262.8% | $2,552+552.8% |
| Participant deferral / active EE | $14,393 | $6,496+121.6% | $7,906+82.0% | $4,126+248.8% |
| Admin fee / account holder | $10,506 | $8,415+24.8% | $13,708-23.4% | $7,339+43.2% |