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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,520 | $81,487+190.3% | $102,412+130.9% | $80,935+192.2% |
| Participation rate | 75.7% | 66.8%+8.8pp | 74.5%+1.2pp | 67.7%+8.0pp |
| Annual return | 10.28% | 25.60%-15.3pp | 24.94%-14.7pp | 35.66%-25.4pp |
| Employer contribution / active EE | $24,004 | $3,103+673.6% | $3,870+520.3% | $2,757+770.7% |
| Participant deferral / active EE | $251 | $3,871-93.5% | $5,060-95.0% | $4,299-94.2% |
| Admin fee / account holder | $40,345 | $6,717+500.6% | $8,388+381.0% | $6,924+482.6% |