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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,670 | $29,736+107.4% | $56,033+10.1% | $80,935-23.8% |
| Participation rate | 81.4% | 41.7%+39.7pp | 52.5%+28.9pp | 67.7%+13.7pp |
| Annual return | 10.46% | 35.28%-24.8pp | 1711.38%-1700.9pp | 35.66%-25.2pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,673 | $1,228+36.2% | $1,954-14.4% | $4,299-61.1% |
| Admin fee / account holder | $1,535 | $2,434-36.9% | $2,827-45.7% | $6,924-77.8% |