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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,670 | $29,670+107.9% | $56,054+10.0% | $80,911-23.8% |
| Participation rate | 81.4% | 41.7%+39.7pp | 52.5%+28.9pp | 67.6%+13.7pp |
| Annual return | 10.46% | 35.24%-24.8pp | 1705.95%-1695.5pp | 35.63%-25.2pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,039-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,673 | $1,227+36.4% | $1,952-14.3% | $4,297-61.1% |
| Admin fee / account holder | $1,535 | $2,431-36.9% | $2,822-45.6% | $6,935-77.9% |