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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,040 | $117,846+98.6% | $102,434+128.5% | $145,884+60.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 3.85% | 31.90%-28.0pp | 29.46%-25.6pp | 551.85%-548.0pp |
| Employer contribution / active EE | $43,103 | $3,615+1092.4% | $3,023+1325.8% | $4,662+824.5% |
| Participant deferral / active EE | $30,500 | $5,733+432.0% | $5,055+503.4% | $6,690+355.9% |
| Admin fee / account holder | $164,342 | $13,356+1130.5% | $9,462+1636.9% | $13,392+1127.2% |