Filed February 22, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,842 | $81,476+45.9% | $102,383+16.1% | $80,925+46.9% |
| Participation rate | 36.1% | 66.8%-30.8pp | 74.5%-38.4pp | 67.7%-31.6pp |
| Annual return | 11.04% | 25.59%-14.6pp | 24.94%-13.9pp | 35.65%-24.6pp |
| Employer contribution / active EE | $830 | $3,105-73.3% | $3,870-78.6% | $2,756-69.9% |
| Participant deferral / active EE | $2,493 | $3,871-35.6% | $5,060-50.7% | $4,299-42.0% |
| Admin fee / account holder | $44,372 | $6,717+560.5% | $8,391+428.8% | $6,940+539.4% |