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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,491 | $61,816+124.0% | $97,260+42.4% | $80,935+71.1% |
| Participation rate | 90.0% | 63.5%+26.5pp | 72.7%+17.3pp | 67.7%+22.3pp |
| Annual return | 14.08% | -558.73%+572.8pp | 75.54%-61.5pp | 35.66%-21.6pp |
| Employer contribution / active EE | $2,191 | $1,836+19.3% | $2,721-19.5% | $2,757-20.5% |
| Participant deferral / active EE | $8,335 | $3,027+175.4% | $4,262+95.6% | $4,299+93.9% |
| Admin fee / account holder | $6,818 | $5,166+32.0% | $5,640+20.9% | $6,924-1.5% |