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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 34-1542819 | Advisory (Plan) | $10,288 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,049 | $95,404+12.2% | $113,397-5.6% | $82,637+29.5% |
| Participation rate | 94.9% | 72.8%+22.1pp | 76.5%+18.4pp | 68.1%+26.8pp |
| Annual return | 10.62% | 19.08%-8.5pp | 23.20%-12.6pp | 53.51%-42.9pp |
| Employer contribution / active EE | $5,622 | $2,307+143.7% | $2,977+88.8% | $2,552+120.3% |
| Participant deferral / active EE | $2,361 | $4,220-44.0% | $5,076-53.5% | $4,126-42.8% |
| Admin fee / account holder | $420 | $9,168-95.4% | $11,957-96.5% | $7,339-94.3% |