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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 34-1542819 | Advisory (Plan) | $10,288 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,049 | $95,453+12.1% | $112,040-4.5% | $82,448+29.8% |
| Participation rate | 94.9% | 72.8%+22.1pp | 76.5%+18.4pp | 68.1%+26.8pp |
| Annual return | 10.62% | 23.92%-13.3pp | 24.52%-13.9pp | 41.64%-31.0pp |
| Employer contribution / active EE | $5,622 | $2,318+142.5% | $2,954+90.3% | $2,551+120.4% |
| Participant deferral / active EE | $2,361 | $4,224-44.1% | $5,098-53.7% | $4,139-43.0% |
| Admin fee / account holder | $420 | $9,013-95.3% | $12,098-96.5% | $7,234-94.2% |