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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,996 | $156,398+105.2% | $147,318+117.9% | $138,895+131.1% |
| Participation rate | 86.7% | 83.8%+2.9pp | 82.1%+4.6pp | 79.9%+6.7pp |
| Annual return | 11.56% | 78.75%-67.2pp | 70.43%-58.9pp | 145.39%-133.8pp |
| Employer contribution / active EE | $19,096 | $4,853+293.5% | $4,593+315.8% | $4,194+355.3% |
| Participant deferral / active EE | $2,426 | $8,237-70.5% | $7,906-69.3% | $6,396-62.1% |
| Admin fee / account holder | $8,073 | $14,976-46.1% | $13,708-41.1% | $12,562-35.7% |