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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,996 | $155,555+106.4% | $146,866+118.6% | $155,188+106.8% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.5%+4.2pp | 80.8%+5.9pp |
| Annual return | 11.56% | 115.41%-103.9pp | 102.85%-91.3pp | 148.84%-137.3pp |
| Employer contribution / active EE | $19,096 | $4,647+311.0% | $4,425+331.6% | $4,248+349.6% |
| Participant deferral / active EE | $2,426 | $8,044-69.8% | $7,759-68.7% | $6,531-62.9% |
| Admin fee / account holder | $8,073 | $14,755-45.3% | $13,620-40.7% | $14,480-44.2% |