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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREENBUSH FINANCIAL GROUP Service code 27 159 WOLF RD · ALBANY, NY 12205 | Advisory (Plan) | $78,306 |
COMPASS3608 years Filed as: COMPASS360 LLC Service code 13 118 PORTSMOUTH AVE · STRATHAM, NH 03885 | Contract Administrator | $12,286 |
JPMORGAN INVEST HOLDINGS LLC5 years Service code 64 | Recordkeeping Fees | $2,571 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,174 | $36,002+242.1% | $161,489-23.7% | $64,728+90.3% |
| Participation rate | 95.8% | 57.4%+38.4pp | 78.7%+17.1pp | 57.9%+37.9pp |
| Annual return | 9.60% | 33.93%-24.3pp | 89.72%-80.1pp | 49.38%-39.8pp |
| Employer contribution / active EE | $8,720 | $1,380+532.1% | $4,268+104.3% | $2,243+288.8% |
| Participant deferral / active EE | $5,421 | $1,815+198.7% | $5,630-3.7% | $2,729+98.6% |
| Admin fee / account holder | $334 | $931-64.1% | $16,006-97.9% | $1,145-70.9% |