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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREENBUSH FINANCIAL GROUP Service code 27 159 WOLF RD · ALBANY, NY 12205 | Advisory (Plan) | $78,306 |
COMPASS3608 years Filed as: COMPASS360 LLC Service code 13 118 PORTSMOUTH AVE · STRATHAM, NH 03885 | Contract Administrator | $12,286 |
JPMORGAN INVEST HOLDINGS LLC5 years Service code 64 | Recordkeeping Fees | $2,571 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,174 | $46,464+165.1% | $150,298-18.0% | $79,634+54.7% |
| Participation rate | 95.8% | 57.0%+38.9pp | 77.8%+18.1pp | 62.5%+33.3pp |
| Annual return | 9.60% | 27.89%-18.3pp | 62.79%-53.2pp | 36.46%-26.9pp |
| Employer contribution / active EE | $8,720 | $1,512+476.9% | $4,154+109.9% | $2,529+244.8% |
| Participant deferral / active EE | $5,421 | $2,157+151.3% | $5,453-0.6% | $3,835+41.4% |
| Admin fee / account holder | $334 | $891-62.5% | $14,116-97.6% | $1,002-66.7% |