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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREENBUSH FINANCIAL GROUP Service code 27 159 WOLF RD · ALBANY, NY 12205 | Advisory (Plan) | $78,306 |
COMPASS3608 years Filed as: COMPASS360 LLC Service code 13 118 PORTSMOUTH AVE · STRATHAM, NH 03885 | Contract Administrator | $12,286 |
JPMORGAN INVEST HOLDINGS LLC5 years Service code 64 | Recordkeeping Fees | $2,571 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,174 | $36,904+233.8% | $158,223-22.2% | $65,191+88.9% |
| Participation rate | 95.8% | 62.1%+33.7pp | 79.2%+16.6pp | 63.0%+32.8pp |
| Annual return | 9.60% | 24.43%-14.8pp | 52.09%-42.5pp | 51.24%-41.6pp |
| Employer contribution / active EE | $8,720 | $1,489+485.5% | $4,109+112.2% | $2,400+263.3% |
| Participant deferral / active EE | $5,421 | $1,936+180.0% | $5,467-0.8% | $2,671+102.9% |
| Admin fee / account holder | $334 | $793-57.9% | $16,047-97.9% | $907-63.2% |