Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 51 108 NORTH FRONT STREET · KINGSTON, NY 12401 | Investment Mgmt Fees | $36,796 |
HELLER PENSION ASSOC., INC.10+ years Service code 49 1363 ROUTE 9G · HYDE PARK, NY 12538 | Other Services | $14,710 |
CARON & BLETZER, PLLC10+ years Service code 10 51 CHURCH STREET · KINGSTON, OH 03848 | Accounting | $14,183 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,369 | $65,072-44.1% | $66,439-45.3% | $65,306-44.3% |
| Participation rate | 96.1% | 69.1%+27.0pp | 74.5%+21.6pp | 57.7%+38.4pp |
| Annual return | 9.50% | 21.50%-12.0pp | 757.66%-748.2pp | 21.94%-12.4pp |
| Employer contribution / active EE | $4,724 | $2,475+90.9% | $2,637+79.2% | $1,967+140.1% |
| Participant deferral / active EE | $0 | $3,234-100.0% | $3,876-100.0% | $2,959-100.0% |
| Admin fee / account holder | $446 | $1,323-66.3% | $6,173-92.8% | $3,480-87.2% |