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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,987 | $81,358+15.5% | $155,556-39.6% | $80,959+16.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.71% | 33.39%-23.7pp | 64.84%-55.1pp | 35.67%-26.0pp |
| Employer contribution / active EE | $6,147 | $3,106+97.9% | $4,675+31.5% | $2,757+122.9% |
| Participant deferral / active EE | $5,282 | $3,455+52.9% | $5,631-6.2% | $4,300+22.8% |
| Admin fee / account holder | $12,258 | $7,994+53.3% | $15,885-22.8% | $6,925+77.0% |