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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,364 | $110,410+95.1% | $102,437+110.2% | $145,897+47.6% |
| Participation rate | 89.5% | 77.9%+11.5pp | 74.5%+15.0pp | 80.3%+9.2pp |
| Annual return | 16.31% | 24.85%-8.5pp | 24.95%-8.6pp | 552.29%-536.0pp |
| Employer contribution / active EE | $9,579 | $4,217+127.1% | $3,871+147.5% | $4,663+105.4% |
| Participant deferral / active EE | $2,877 | $5,622-48.8% | $5,060-43.1% | $6,689-57.0% |
| Admin fee / account holder | $5,582 | $9,745-42.7% | $8,388-33.4% | $13,390-58.3% |