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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,541 | $48,284-84.4% | $67,524-88.8% | $80,911-90.7% |
| Participation rate | 97.2% | 66.4%+30.8pp | 72.9%+24.3pp | 67.6%+29.6pp |
| Annual return | 13.29% | 18.27%-5.0pp | 3519.41%-3506.1pp | 35.63%-22.3pp |
| Employer contribution / active EE | $914 | $2,021-54.8% | $2,734-66.6% | $2,756-66.8% |
| Participant deferral / active EE | $2,165 | $2,927-26.0% | $4,001-45.9% | $4,297-49.6% |
| Admin fee / account holder | $1,408 | $3,688-61.8% | $4,001-64.8% | $6,935-79.7% |