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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,541 | $48,327-84.4% | $67,575-88.8% | $80,935-90.7% |
| Participation rate | 97.2% | 66.4%+30.8pp | 72.9%+24.3pp | 67.7%+29.6pp |
| Annual return | 13.29% | 18.31%-5.0pp | 3528.98%-3515.7pp | 35.66%-22.4pp |
| Employer contribution / active EE | $914 | $2,022-54.8% | $2,736-66.6% | $2,757-66.8% |
| Participant deferral / active EE | $2,165 | $2,927-26.0% | $4,003-45.9% | $4,299-49.7% |
| Admin fee / account holder | $1,408 | $3,692-61.9% | $3,993-64.7% | $6,924-79.7% |