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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,576 | $123,155+236.6% | $108,753+281.2% | $155,188+167.1% |
| Participation rate | 85.7% | 75.6%+10.1pp | 71.1%+14.6pp | 80.8%+4.9pp |
| Annual return | 14.61% | 44.73%-30.1pp | 37.47%-22.9pp | 148.84%-134.2pp |
| Employer contribution / active EE | $5,404 | $2,811+92.2% | $2,427+122.7% | $4,248+27.2% |
| Participant deferral / active EE | $13,290 | $4,623+187.5% | $4,115+223.0% | $6,531+103.5% |
| Admin fee / account holder | $3,656 | $12,126-69.9% | $10,320-64.6% | $14,480-74.8% |