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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,576 | $112,729+267.8% | $98,716+320.0% | $137,256+202.0% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.3%+16.4pp | 80.0%+5.8pp |
| Annual return | 14.61% | 38.48%-23.9pp | 31.81%-17.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $5,404 | $2,725+98.3% | $2,279+137.2% | $4,156+30.0% |
| Participant deferral / active EE | $13,290 | $4,640+186.4% | $4,048+228.3% | $6,407+107.4% |
| Admin fee / account holder | $3,656 | $10,129-63.9% | $8,703-58.0% | $12,270-70.2% |