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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MML INVESTORS SERVICES LLC Service code 27 PO BOX 9500 · SPRINGFIELD, MA 011029500 | Advisory (Plan) | $61,009 |
Filed as: TEAL BECKER & CHIARAMONTE, CPAS PC Service code 13 7 WASHINGTON SQUARE · ALBANY, NY 12205 | Contract Administrator | $23,651 |
Filed as: EMPOWER LIFE & ANNUITY INS CO OF NY Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $8,503 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $539 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,807 | $80,781+112.7% | $102,437+67.7% | $74,478+130.7% |
| Participation rate | 99.1% | 65.7%+33.5pp | 74.5%+24.6pp | 67.2%+31.9pp |
| Annual return | 13.89% | 27.58%-13.7pp | 24.95%-11.1pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $10,620 | $3,160+236.1% | $3,871+174.4% | $2,626+304.4% |
| Participant deferral / active EE | $4,928 | $3,862+27.6% | $5,060-2.6% | $4,350+13.3% |
| Admin fee / account holder | $852 | $2,372-64.1% | $8,388-89.8% | $1,946-56.2% |