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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,603 | $81,358-50.1% | $155,556-73.9% | $80,959-49.8% |
| Participation rate | 79.3% | 66.3%+13.1pp | 78.2%+1.1pp | 67.7%+11.7pp |
| Annual return | 12.72% | 33.39%-20.7pp | 64.84%-52.1pp | 35.67%-22.9pp |
| Employer contribution / active EE | $1,298 | $3,106-58.2% | $4,675-72.2% | $2,757-52.9% |
| Participant deferral / active EE | $2,595 | $3,455-24.9% | $5,631-53.9% | $4,300-39.6% |
| Admin fee / account holder | $3,534 | $7,994-55.8% | $15,885-77.7% | $6,925-49.0% |