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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,910 | $80,763+15.0% | $102,412-9.3% | $74,459+24.8% |
| Participation rate | 24.3% | 65.7%-41.4pp | 74.5%-50.2pp | 67.2%-42.9pp |
| Annual return | 15.38% | 27.57%-12.2pp | 24.94%-9.6pp | 1369.70%-1354.3pp |
| Employer contribution / active EE | $858 | $3,160-72.8% | $3,870-77.8% | $2,626-67.3% |
| Participant deferral / active EE | $1,921 | $3,862-50.3% | $5,060-62.0% | $4,350-55.8% |
| Admin fee / account holder | $15,384 | $2,371+548.7% | $8,388+83.4% | $1,945+691.0% |