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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,910 | $80,731+15.1% | $103,374-10.1% | $74,546+24.6% |
| Participation rate | 24.3% | 65.7%-41.4pp | 74.5%-50.2pp | 67.2%-42.9pp |
| Annual return | 15.38% | 27.56%-12.2pp | 24.89%-9.5pp | 1366.03%-1350.7pp |
| Employer contribution / active EE | $858 | $3,158-72.8% | $3,869-77.8% | $2,624-67.3% |
| Participant deferral / active EE | $1,921 | $3,860-50.2% | $5,058-62.0% | $4,347-55.8% |
| Admin fee / account holder | $15,384 | $2,369+549.5% | $8,394+83.3% | $1,944+691.5% |