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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,969 | $117,895+152.7% | $102,460+190.8% | $145,897+104.2% |
| Participation rate | 71.4% | 78.6%-7.2pp | 76.5%-5.1pp | 80.3%-8.9pp |
| Annual return | 10.54% | 31.92%-21.4pp | 29.47%-18.9pp | 552.29%-541.8pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,073 | $5,736+5.9% | $5,056+20.1% | $6,689-9.2% |
| Admin fee / account holder | $34,464 | $13,353+158.1% | $9,460+264.3% | $13,390+157.4% |