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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,058 | $81,504+249.7% | $102,437+178.3% | $80,959+252.1% |
| Participation rate | 85.5% | 66.9%+18.6pp | 74.5%+11.0pp | 67.7%+17.8pp |
| Annual return | 14.18% | 25.60%-11.4pp | 24.95%-10.8pp | 35.67%-21.5pp |
| Employer contribution / active EE | $4,782 | $3,104+54.1% | $3,871+23.5% | $2,757+73.4% |
| Participant deferral / active EE | $10,095 | $3,871+160.8% | $5,060+99.5% | $4,300+134.8% |
| Admin fee / account holder | $49,935 | $6,719+643.1% | $8,388+495.3% | $6,925+621.0% |