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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,041 | $102,595-54.1% | $94,057-50.0% | $154,746-69.6% |
| Participation rate | 53.8% | 76.0%-22.1pp | 73.3%-19.5pp | 80.7%-26.9pp |
| Annual return | 18.14% | 583.42%-565.3pp | 480.62%-462.5pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,023 | $3,147-35.7% | $2,933-31.0% | $4,379-53.8% |
| Participant deferral / active EE | $5,552 | $5,118+8.5% | $4,709+17.9% | $6,730-17.5% |
| Admin fee / account holder | $2,729 | $7,736-64.7% | $7,244-62.3% | $14,365-81.0% |