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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,041 | $72,071-34.7% | $68,368-31.2% | $137,256-65.7% |
| Participation rate | 53.8% | 76.2%-22.4pp | 73.8%-19.9pp | 80.0%-26.1pp |
| Annual return | 18.14% | 353.14%-335.0pp | 292.57%-274.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $2,023 | $2,788-27.4% | $2,649-23.6% | $4,156-51.3% |
| Participant deferral / active EE | $5,552 | $4,410+25.9% | $4,123+34.7% | $6,407-13.3% |
| Admin fee / account holder | $2,729 | $5,336-48.9% | $5,150-47.0% | $12,270-77.8% |