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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,137 | $178,174+16.3% | $156,181+32.6% | $137,256+50.9% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 9.44% | 84.19%-74.8pp | 64.87%-55.4pp | 220.34%-210.9pp |
| Employer contribution / active EE | $6,814 | $4,972+37.0% | $4,294+58.7% | $4,156+63.9% |
| Participant deferral / active EE | $8,811 | $6,888+27.9% | $6,132+43.7% | $6,407+37.5% |
| Admin fee / account holder | $2,933 | $17,404-83.1% | $14,586-79.9% | $12,270-76.1% |