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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,795 | $91,760+50.2% | $156,181-11.8% | $67,986+102.7% |
| Participation rate | 89.0% | 65.0%+24.0pp | 78.8%+10.2pp | 57.2%+31.8pp |
| Annual return | 15.54% | 18.14%-2.6pp | 64.87%-49.3pp | 31.67%-16.1pp |
| Employer contribution / active EE | $2,316 | $2,419-4.3% | $4,294-46.1% | $2,019+14.7% |
| Participant deferral / active EE | $5,431 | $3,960+37.1% | $6,132-11.4% | $3,358+61.7% |
| Admin fee / account holder | $16,127 | $3,949+308.4% | $14,586+10.6% | $3,203+403.5% |