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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,495 | $157,829+75.2% | $136,867+102.0% | $198,609+39.2% |
| Participation rate | 78.6% | 77.2%+1.4pp | 74.5%+4.0pp | 82.4%-3.8pp |
| Annual return | 13.51% | 51.25%-37.7pp | 42.97%-29.5pp | 202.70%-189.2pp |
| Employer contribution / active EE | $13,806 | $3,923+252.0% | $3,547+289.2% | $5,055+173.1% |
| Participant deferral / active EE | $13,806 | $5,463+152.7% | $4,924+180.4% | $6,977+97.9% |
| Admin fee / account holder | $35,183 | $11,107+216.8% | $10,340+240.3% | $19,030+84.9% |