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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,495 | $102,595+169.5% | $94,057+194.0% | $154,746+78.7% |
| Participation rate | 78.6% | 76.0%+2.6pp | 73.3%+5.2pp | 80.7%-2.1pp |
| Annual return | 13.51% | 583.42%-569.9pp | 480.62%-467.1pp | 172.34%-158.8pp |
| Employer contribution / active EE | $13,806 | $3,147+338.7% | $2,933+370.7% | $4,379+215.3% |
| Participant deferral / active EE | $13,806 | $5,118+169.7% | $4,709+193.2% | $6,730+105.1% |
| Admin fee / account holder | $35,183 | $7,736+354.8% | $7,244+385.7% | $14,365+144.9% |