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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,495 | $72,071+283.6% | $68,368+304.4% | $137,256+101.4% |
| Participation rate | 78.6% | 76.2%+2.3pp | 73.8%+4.8pp | 80.0%-1.4pp |
| Annual return | 13.51% | 353.14%-339.6pp | 292.57%-279.1pp | 220.34%-206.8pp |
| Employer contribution / active EE | $13,806 | $2,788+395.2% | $2,649+421.2% | $4,156+232.2% |
| Participant deferral / active EE | $13,806 | $4,410+213.1% | $4,123+234.9% | $6,407+115.5% |
| Admin fee / account holder | $35,183 | $5,336+559.4% | $5,150+583.2% | $12,270+186.7% |