Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,020 | $93,901-58.4% | $136,867-71.5% | $93,901-58.4% |
| Participation rate | 100.0% | 81.9%+18.1pp | 74.5%+25.5pp | 81.9%+18.1pp |
| Annual return | 3.82% | 11.15%-7.3pp | 42.97%-39.2pp | 11.15%-7.3pp |
| Employer contribution / active EE | $4,529 | $4,205+7.7% | $3,547+27.7% | $4,205+7.7% |
| Participant deferral / active EE | $169 | $4,155-95.9% | $4,924-96.6% | $4,155-95.9% |
| Admin fee / account holder | $0 | $66-100.0% | $10,340-100.0% | $66-100.0% |