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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,248 | $95,404+126.7% | $113,397+90.7% | $82,637+161.7% |
| Participation rate | 97.9% | 72.8%+25.1pp | 76.5%+21.4pp | 68.1%+29.9pp |
| Annual return | 10.64% | 19.08%-8.4pp | 23.20%-12.6pp | 53.51%-42.9pp |
| Employer contribution / active EE | $11,766 | $2,307+410.1% | $2,977+295.2% | $2,552+361.0% |
| Participant deferral / active EE | $6,440 | $4,220+52.6% | $5,076+26.9% | $4,126+56.1% |
| Admin fee / account holder | $95,823 | $9,168+945.2% | $11,957+701.4% | $7,339+1205.7% |