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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,096 | $70,366-57.2% | $66,674-54.9% | $138,895-78.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 19.83% | 386.41%-366.6pp | 321.24%-301.4pp | 145.39%-125.6pp |
| Employer contribution / active EE | $3,150 | $2,765+13.9% | $2,620+20.2% | $4,194-24.9% |
| Participant deferral / active EE | $8,582 | $4,374+96.2% | $4,084+110.1% | $6,396+34.2% |
| Admin fee / account holder | $1,911 | $5,262-63.7% | $5,098-62.5% | $12,562-84.8% |