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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,096 | $114,013-73.6% | $103,693-71.0% | $155,188-80.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 19.83% | 49.31%-29.5pp | 47.61%-27.8pp | 148.84%-129.0pp |
| Employer contribution / active EE | $3,150 | $3,131+0.6% | $2,920+7.9% | $4,248-25.9% |
| Participant deferral / active EE | $8,582 | $4,970+72.7% | $4,579+87.4% | $6,531+31.4% |
| Admin fee / account holder | $1,911 | $8,407-77.3% | $7,858-75.7% | $14,480-86.8% |