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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,607 | $29,736-47.5% | $56,033-72.1% | $80,935-80.7% |
| Participation rate | 25.0% | 41.7%-16.7pp | 52.5%-27.5pp | 67.7%-42.7pp |
| Annual return | 11.88% | 35.28%-23.4pp | 1711.38%-1699.5pp | 35.66%-23.8pp |
| Employer contribution / active EE | $126 | $671-81.2% | $1,041-87.9% | $2,757-95.4% |
| Participant deferral / active EE | $790 | $1,228-35.7% | $1,954-59.6% | $4,299-81.6% |
| Admin fee / account holder | $36 | $2,434-98.5% | $2,827-98.7% | $6,924-99.5% |