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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $40,276 |
AMERICAN FUNDS6 years Filed as: THE CAPITAL GROUP INV ADVISORY Service code 27 · EIN 46-4255096 | Advisory (Plan) | $36,180 |
STRATEGIC ADVISORS, INC.1 year Filed as: STRATEGIC ADVISERS LLC Service code 27 · EIN 04-2654524 | Advisory (Plan) | $9,272 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,254 | $110,483+183.5% | $145,433+115.4% | $79,634+293.4% |
| Participation rate | 97.3% | 71.1%+26.2pp | 82.1%+15.2pp | 62.5%+34.8pp |
| Annual return | 15.05% | 24.62%-9.6pp | 66.58%-51.5pp | 36.46%-21.4pp |
| Employer contribution / active EE | $38,011 | $4,053+837.9% | $4,554+734.6% | $2,529+1402.9% |
| Participant deferral / active EE | $5,651 | $7,216-21.7% | $7,897-28.4% | $3,835+47.4% |
| Admin fee / account holder | $219 | $680-67.8% | $13,129-98.3% | $1,002-78.2% |