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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,307 | $88,815+118.8% | $81,882+137.3% | $145,897+33.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.53% | 1033.75%-1019.2pp | 779.47%-764.9pp | 552.29%-537.8pp |
| Employer contribution / active EE | $3,308 | $3,086+7.2% | $2,916+13.5% | $4,663-29.0% |
| Participant deferral / active EE | $8,187 | $4,647+76.2% | $4,323+89.4% | $6,689+22.4% |
| Admin fee / account holder | $8,141 | $8,434-3.5% | $7,360+10.6% | $13,390-39.2% |