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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,181 | $185,312+73.3% | $161,489+98.9% | $154,746+107.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.06% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $12,799 | $4,769+168.4% | $4,268+199.9% | $4,379+192.3% |
| Participant deferral / active EE | $15,539 | $6,350+144.7% | $5,630+176.0% | $6,730+130.9% |
| Admin fee / account holder | $68,890 | $18,654+269.3% | $16,006+330.4% | $14,365+379.6% |