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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,737 | $156,398-76.5% | $147,318-75.1% | $138,895-73.6% |
| Participation rate | 65.0% | 83.8%-18.8pp | 82.1%-17.1pp | 79.9%-14.9pp |
| Annual return | 21.08% | 78.75%-57.7pp | 70.43%-49.4pp | 145.39%-124.3pp |
| Employer contribution / active EE | $1,256 | $4,853-74.1% | $4,593-72.7% | $4,194-70.1% |
| Participant deferral / active EE | $3,133 | $8,237-62.0% | $7,906-60.4% | $6,396-51.0% |
| Admin fee / account holder | $11 | $14,976-99.9% | $13,708-99.9% | $12,562-99.9% |