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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,069 | $174,379-66.1% | $152,093-61.2% | $138,895-57.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.79% | 74.86%-55.1pp | 66.36%-46.6pp | 145.39%-125.6pp |
| Employer contribution / active EE | $2,193 | $4,652-52.9% | $4,175-47.5% | $4,194-47.7% |
| Participant deferral / active EE | $4,489 | $6,159-27.1% | $5,451-17.6% | $6,396-29.8% |
| Admin fee / account holder | $738 | $16,880-95.6% | $14,497-94.9% | $12,562-94.1% |