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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,852 | $58,275-67.6% | $81,844-77.0% | $80,935-76.7% |
| Participation rate | 53.8% | 63.5%-9.6pp | 72.4%-18.5pp | 67.7%-13.8pp |
| Annual return | 11.47% | 41.82%-30.3pp | 778.87%-767.4pp | 35.66%-24.2pp |
| Employer contribution / active EE | $705 | $2,346-69.9% | $2,916-75.8% | $2,757-74.4% |
| Participant deferral / active EE | $1,846 | $3,285-43.8% | $4,323-57.3% | $4,299-57.1% |
| Admin fee / account holder | $17 | $4,749-99.6% | $7,355-99.8% | $6,924-99.8% |