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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,852 | $58,258-67.6% | $81,820-77.0% | $80,925-76.7% |
| Participation rate | 53.8% | 63.5%-9.6pp | 72.4%-18.5pp | 67.7%-13.8pp |
| Annual return | 11.47% | 41.76%-30.3pp | 777.93%-766.5pp | 35.65%-24.2pp |
| Employer contribution / active EE | $705 | $2,345-69.9% | $2,915-75.8% | $2,756-74.4% |
| Participant deferral / active EE | $1,846 | $3,284-43.8% | $4,323-57.3% | $4,299-57.1% |
| Admin fee / account holder | $17 | $4,976-99.7% | $7,391-99.8% | $6,940-99.8% |